total_permanent_disablement

Total Permanent Disablement Insurance or TPD provides a lump sum if one is totally and permanently disabled through injury or illness and is unable to work ones own or any occupation.

This Insurance can be purchased separately or it can be an advance on your Life Insurance. The latter option reduces the premium.

Permanent Disablement requires a medical proof and Total Disablement for a minimum of 6 months.

If you are aged 16-55 and would like more information and a quote - click here for www.nzlife.co.nz

Would you like a quote ?

First Name:
Last Name:
Date of Birth:
Smoker?
Cover Required: TPD:
Email:
Phone:	* Optional
Fax:	*
Street Address 1:	*
Street Address 2:	*
City:	*
Postal Code:	*
Country:	*
I request a quote by:	Email Fax Phone Mail Personal Visit
Any other information you wish to provide:

Q &A

If you have questions you would like answered email us here

CASE STUDY
George was 38 years old. He was a builder.

In 2002, he was involved in a motor vehicle accident, resulting in spinal injuries which paralysed him. He was treated in the spinal unit and received extensive rehabilitation. He is however now confined to a wheel chair.

After extensive medical treatment it was determined the condition was permanent and he would be unable to work again. Sovereign paid him $400,000. This was used to assist in the financing of a special vehicle and alterations to his home so that he could move around easily. The balance has been invested for retirement.

While he received ACC and now a disability benefit, his wife has had to return to work and he looks after the home and children.

Other clients we have assisted include:

Manager,
Male, aged 57. Stroke. $55,000 used to clear debts. Only partial recovery and still unable to work.

Retail Shop Assistant.
Female, aged 50. Cancer. She was a smoker. $135,000 used to reduce debts.

Printer
Male, aged 32. Amputation. $148,000 used to clear debts and assist in purchasing special equipment.

Accountant
Male aged 43. Motor Neurone Disease. $400,000 used to clear debt and invest for future.

.