The world is becoming more litigious, and this trend is evident in New Zealand.

Professionals now accept the likelihood that they may face litigation, as individuals and corporations use the courts more to establish blame and recover losses. Any professional person or consultant providing advice or services is exposed to claims, which can be financially crippling, even if cleared. Court costs alone are very high and are seldom fully recovered.

In addition to the financial costs, there are human costs in reputation and personal integrity plus the resulting stress on the individual, partners and family.

Professional Indemnity Insurance is designed to protect professionals against legal liability arising from the conduct of your practice or business.

It provides cover for settlements, compensation, and /or damages awarded against professionals, as well as cover for significant legal costs and other associated expenses.

You can choose the level of cover required, and an excess. The higher the cover and lower the excess, the higher the premium. The level should cover the maximum exposure or potential claims on a project or per year.

Contact us for a quote here. We will need to mail/ email to you a comprehensive application form before preparing an appropriate quote: